The 12 days of… 12 Reasons why sellers should still list their home during the holidays:

 

  1. January is traditionally the month for employees to begin new jobs. Since transferees cannot wait until spring to buy, you need to be on the market during the Holidays to capture that market!
  2. Some people must buy before the end of the year for tax reasons!
  3. Buyers have more time to look for a home during the holidays than they do during a working week!
  4.  Buyers are more emotional during the Holidays, so they are more likely to pay your price!
  5. Houses show better when decorated for the Holidays! (They can see where to put the Christmas tree!)
  6. Since the supply of listings will dramatically increase in January, there will be less demand for your particular home! Less demand means less money for you!
  7. Serious buyers have fewer houses to choose from during the Holidays and less competition means more money for you!
  8. People who look for homes during the Holidays are more serious buyers!
  9. By selling now, you may have an opportunity to be a non-contingent buyer in early spring, when many more houses are on the market for less money! This will allow you to sell high and buy low!
  10. You can sell now for more money and we will provide for a delayed closing or extended occupancy until early next year!
  11. Even though your house will be on the market, you still have the option to restrict showings during the six or seven days around the Holidays!
  12. Appraisers look at comparable homes for the past 3-6 months; your winter sales price will be compared to late summer (higher priced) home sales.  Spring sales are compared to late winter (lower priced) home sales.

 

 

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Oct

4

Know your child…

Posted by sunnygoode under Uncategorized

People with minors/under legal age children, the following website is a must have. An easy and FREE way to monitor your children on social media (Don’t be in denial, your child IS using social media, and possibly using a pseudonym) There are child predators on FB and other media, you may think your child is’nt naive but they are still children and these people are clever. This is NOT an invasion of their privacy, this is parenting and it’s called protection! http://www.uknowkids.com/

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Sep

14

CHECK OUT MY FB Page!

Posted by sunnygoode under Uncategorized

Check out my Facebook page A GOODE HOME for additonal articles!

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“All our dreams can come true, if we have the courage to pursue them” Walt Disney knew what he was talking about.
Having a wish is a dream waiting to happen. Have you been wishing you were in your dream home ? Are you ready to begin that quest ? Here’s a tip as you begin.
Having a written wish list before you venture into the market will help you avoid impulsive decisions, and spending too much time looking at homes that don’t appeal to you. Consider your needs, then your desires. Tastes vary, so have realistic expectations when it comes to the ‘cosmetics’ You can repaint and redecorate, making it YOUR dream home. It is also smart in this day and time to prequalify with your lender so you know your price range on what you can afford. We may all love that million $ home on the lake, but perhaps we can only afford a $200,000 home on the lake, the point is your still on the lake if that’s where you want to be. Happiness is your pursuit and I just try and make that happen for you if I can.
My website agoodehome.com has an array of information for homebuyers (and Sellers) including a search engine of homes. Check out my featured listings. I am here ready to help YOU fulfill your dream.

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What military buyer wouldn’t want to save on the price of a home?

Distressed properties sold at an average 29 percent discount in the fourth quarter of 2011, according to RealtyTrac. And fortunately for cash-conscious military buyers, VA loans can be used to purchase foreclosure or short sale properties.

But as experienced agents know, distressed property sales can offer unique challenges. Consider these tips for buying distressed properties with VA loans:

Choose homes in good condition
All properties in consideration for VA financing must submit to a VA appraisal, which compares properties against a list of Minimum Property Requirements (MPRs). Homes that fail to meet each MPR can’t be approved for VA financing.

The goal of MPRs is to secure well-built, economically sound homes for veterans. As such, homes must be move-in ready and free of safety hazards. Some requirements include:

•Roof: The home’s roof must be free of any major defects
•Mechanical systems: All of the home’s major systems (heating, electrical, plumbing) must be in good working order and expected to remain that way into the foreseeable future
•Windows: Broken windows must be replaced or repaired
•Lead-based paint: Peeling paint at any pre-1978 house is assumed to be lead-based and must be scraped and repainted
Distressed properties can have a hard time living up to MPRs. Foreclosures and short sale properties may not have been properly maintained by previous owners, and bank-owned properties are frequently sold “as is,” with zero tolerance for repairs.

The bottom line? Focus on quality homes in good repair.

Utilize your resources
Pristine foreclosure and short sale properties are out there, but they can be tough to locate.

Use all available resources to quickly pinpoint distressed properties that can easily pass the VA appraisal. Do you have good relationships with lienholders? Would distressed property training improve your knowledge and skills?

Identifying cooperative sellers is also a tool of the foreclosure trade. Obliging banks can simplify the VA loan process by agreeing to bring distressed properties up to MPR standards. Employ your own foreclosure experience and consult with other agents to find these sellers. Be sure to target accommodating sellers when filtering through distressed properties for your military buyers.

Be careful with valuation
Assessing the value of a distressed property can be difficult for both agents and appraisers. Add in a volatile market or a neighborhood full of foreclosure sales and it can be tough for any two experts to agree on value.

Err on the side of caution when evaluating distressed properties. The VA appraiser will use comparables that reflect “typical transactions” for the market, which could certainly include other distressed property sales. Distressed property comps can drag down your Comparative Market Analysis value, but they may need to be included for the purposes of a VA loan sale.

It’s an unfortunate reality that some buyers are slammed with a heartbreaking appraisal value. Luckily, VA loan buyers have recourse for appraisals that are erroneously low. The VA’s reconsideration of value option allows buyers to petition for a secondary appraisal. If your buyer can show that pertinent information was not used in the initial appraiser’s report, a second appraisal may be granted.

Make sure your clients are flexible
Agents know that there’s nothing short about a short sale, and that buying an REO can involve miles of red tape.

Buyers also need to understand that distressed property sales can be more complex. Informed buyers are satisfied buyers, so be sure to explain the complications involved and how VA loan requirements will come into play.

Military buyers who are on a strict timeline for purchase may be better served with a traditional sale. But for those who are able to ride the foreclosure wave, a steal of a home may be just around the corner.

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Apr

9

April 2012 – Buy versus Rent

Posted by sunnygoode under Uncategorized

Now three months into 2012, both the housing market and the overall economy are improving at modest rates. These improvements have inspired confidence in consumers, demonstrated by a 9.2% increase in pending home sales in February from the year prior.

Both home prices and sales are expected to increase in 2012. Lawrence Yun, chief economist for NAR, stated, “Falling visible and shadow inventory [bank-held properties], combined with a dearth of new-home and apartment construction during the past three years, assure that rents will continue to rise, with likely home price increases in 2012.”

As rents continue to rise, buying becomes a more and more attractive option as home affordability, or the percent of income it takes to pay the mortgage, continues to be among the most favorable in history. Trulia’s Winter 2012 Buy vs. Rent Index, which measures the relative cost of renting compared to asking prices of homes found that in 98% major metropolitan areas sampled, it was more affordable to buy than to rent.

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HURRICANES – BE PREPARED

Hurricane hazards come in many forms, including storm surge, high winds, tornadoes, and flooding. This means it is important for you and your family to have an emergency plan that includes all of these hazards. Download the Tropical Cyclone Preparedness Guide for more information. But remember, this is only a guide. The first and most important thing anyone should do when facing a hurricane threat is to use common sense. Make sure everyone in your family knows where to turn off   the main water, gas supply and electric breaker switch.

We know when strong winds and storms hit usually the first thing to go is electrical power. Some people keep a generator on hand but this can become expensive not to mention noisy, so if you run a generator be considerate of your neighbors. i.e. don™t run them all day and night, only run them when necessary and it™s always nice to share your good fortune and a better way to know your neighbors! Helping each other and keeping our ˜cool™ during these times is paramount, whether you œhunker down or evacuate.

Here is a check list to copy, print and keep:-

Water – at least 1 gallon daily per person for 3 to 7 days (For drinking & cooking and If   it™s coming your way also fill up bathtubs & containers with water for washing & flushing toilets if you™re not evacuating)

*       Food – at least enough for 3 to 7 days
” non-perishable packaged or canned food / juices
” foods for infants or the elderly if needed
” snack foods
non-electric can opener
” cooking tools / fuel
” paper plates / plastic utensils
ICE and coolers

Blankets / Pillows, etc.Clothing – seasonal / rain gear/ sturdy shoes (Pack a small bag with change of clothes)

First Aid Kit / Medicines / Prescription Drugs (Call your pharmacist ahead of time)

Special Items – for babies, the sick, impaired and the elderly

Toiletries /Diapers/Hygiene items/Moisture wipesFlashlights/Camping Lanterns/Batteries!!!  Also crank types work well or solar         (it™s good to have 1 per person if possible)

Radio – Battery operated or NOAA weather radio

Telephones “ Keep your cell phone fully charged and extra battery also a traditional (not cordless) telephone, plus a car charger for stand-by.

Cash (with some small bills) and Credit Cards – Banks and ATMs may not be available for extended periods

Keys and extra keys!

Toys, Books and Games

Important documents – in a waterproof container or watertight re-sealable plastic bag
” insurance, medical records, bank account numbers, Social Security card, etc

Tools “ Toolkit/box keep a set with you during the storm    

Cars -Vehicle fuel tanks filled! Do this in advance or always keep your tank topped up, don™t wait until the last minute! Check car battery, oil, fluids and tires

 *       Pet care items
” proper identification / immunization records / medications
” ample supply of food and water
” a carrier or cage
” Leash & a favorite toy/chew
 

For animals you cannot take with you “ Make sure they are well protected from the elements, and have a good supply of food and water within reach.  

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HURRICANES – BE PREPAREDHurricane hazards come in many forms, including storm surge, high winds, tornadoes, and flooding. This means it is important for you and your family to have an emergency plan that includes all of these hazards. Download the Tropical Cyclone Preparedness Guide for more information. But remember, this is only a guide. The first and most important thing anyone should do when facing a hurricane threat is to use common sense. Make sure everyone in your family knows where to turn off   the main water, gas supply and electric breaker switch.We know when strong winds and storms hit usually the first thing to go is electrical power. Some people keep a generator on hand but this can become expensive not to mention noisy, so if you run a generator be considerate of your neighbors. i.e. don™t run them all day and night, only run them when necessary and it™s always nice to share your good fortune and a better way to know your neighbors! Helping each other and keeping our ˜cool™ during these times is paramount, whether you œhunker down or evacuate.Here is a check list to copy, print and keep:-Water – at least 1 gallon daily per person for 3 to 7 days (For drinking & cooking and If   it™s coming your way also fill up bathtubs & containers with water for washing & flushing toilets if you™re not evacuating)*       Food – at least enough for 3 to 7 days
” non-perishable packaged or canned food / juices
” foods for infants or the elderly if needed
” snack foods
non-electric can opener
” cooking tools / fuel
” paper plates / plastic utensils
” ICE and coolersBlankets / Pillows, etc.Clothing – seasonal / rain gear/ sturdy shoes (Pack a small bag with change of clothes)First Aid Kit / Medicines / Prescription Drugs (Call your pharmacist ahead of time)Special Items – for babies, the sick, impaired and the elderlyToiletries /Diapers/Hygiene items/Moisture wipesFlashlights/Camping Lanterns/Batteries!!!  Also crank types work well or solar         (it™s good to have 1 per person if possible)Radio – Battery operated or NOAA weather radioTelephones “ Keep your cell phone fully charged and extra battery also a traditional (not cordless) telephone, plus a car charger for stand-by.Cash (with some small bills) and Credit Cards – Banks and ATMs may not be available for extended periodsKeys and extra keys!Toys, Books and GamesImportant documents – in a waterproof container or watertight re-sealable plastic bag
” insurance, medical records, bank account numbers, Social Security card, etc.
Tools “ Toolkit/box keep a set with you during the storm  Cars -Vehicle fuel tanks filled! Do this in advance or always keep your tank topped up, don™t wait until the last minute! Check car battery, oil, fluids and tires *       Pet care items
” proper identification / immunization records / medications
” ample supply of food and water
” a carrier or cage
” Leash & a favorite toy/chew
 For animals you cannot take with you “ Make sure they are well protected from the elements, and have a good supply of food and water within reach.  

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North Star Estates is a pleasant neighborhood located off Zion road in Tomball TX,  a hometown with a heart.   It is approximately 30 to 35 minutes from Houston.     It is a small quiet neighborhood with towering pines, oaks and nicely landscaped yards.

 The neighborhood was developed in the mid 1990′s by Partners in Building.   With only about 200 homes it is a fairly small subdivision.   The homes range in size from 1855 square feet to 4700 square feet.   Many homes have over-sized lots.   There are a few lots left to be built on but not many.  

   Typical amenities include game rooms, 3 to 4 bedrooms, 2.5 to 3 bathrooms, separate formal areas, many windows to light the homes, 2 to 3 car garages and many of the homes have hidden rooms.

 North Star Estates has a homeowner’s association.   There is a community pool and a small park with walking trails.   Many homes back up to the park.

Homes sales are currently in the $165,000 to $375,000 range.   The subdivision is NOT in a MUD district.   The tax rate is $2.78 per 100 home value.   This helps to keep the property taxes fairly reasonable.   Being located in Tomball the subdivision has all the Tomball city amenities such as water, trash, sewer and gas.

The subdivision is in the highly acclaimed Tomball ISD.   The High School is Tomball, the middle school is Beckendorf and the elementary is Tomball.

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